怎样写英文借据和收据

英文借据（English Loan Agreement）

A loan agreement, also known as a promissory note or loan note, is a legal document that outlines the terms and conditions of a loan between a lender and a borrower. When writing an English loan agreement, consider the following components:

1. Heading: Begin by writing "LOAN AGREEMENT" at the top of the document, followed by the date of the agreement and the names and addresses of both the lender and the borrower.

2. Loan amount: State the exact amount of money being borrowed by the borrower from the lender. This should be written both numerically and in words to prevent any confusion.

3. Interest rate: Clearly state the interest rate being charged on the loan, whether it is fixed or variable, and if applicable, specify any conditions for changes in the interest rate.

4. Payment terms: Describe the repayment schedule, including the frequency of payments (e.g., monthly, quarterly), the due dates, and the method of payment (e.g., bank transfer, check). Specify any late payment penalties or fees.

5. Security or collateral: If the loan is secured by collateral, outline the details of the collateral, such as its description, value, and how it will be held or managed during the loan term.

6. Default and remedies: Explain the consequences of defaulting on the loan, such as the lender's right to accelerate the loan, demand full repayment, or take legal action. Outline any available remedies, such as seizing the collateral.

7. Governing law and jurisdiction: Specify the jurisdiction whose laws govern the loan agreement and where any legal disputes should be resolved.

8. Signature and witness: Provide space for the lender and borrower to sign and date the loan agreement, and include lines for one or more witnesses to also sign and date the document.

英文收据（English Receipt）

A receipt is a document that provides proof of payment for a product or service. Keep the following in mind when writing an English receipt:

1. Heading: Begin by writing "RECEIPT" or "PAYMENT RECEIPT" at the top of the document, followed by the date of the receipt.

2. Seller information: Include the name, address, and contact details of the person or business who received the payment.

3. Customer information: Include the name, address, and contact details of the customer who made the payment.

4. Payment details: Clearly state the amount paid, both numerically and in words, along with the method of payment (e.g., cash, credit card, bank transfer).

5. Description of goods/services: Provide a brief description of the goods or services for which the payment was made.

6. Reference number: If applicable, include any reference number or invoice number related to the transaction.

7. Signature: Leave space for the seller to sign and date the receipt.

It is important to keep copies of both the loan agreement and the receipt for future reference and legal purposes.